Terms of Service

Effective Date: August 20, 2025

1. Introduction

Welcome to ExpertContentPanel ("we", "us", "our"). We are operated by Kamil Kwapisz Consulting (NIP 7010988206), based in Poland.

These Terms of Service ("Terms") govern your use of our AI-powered content creation platform and services. By accessing or using our service, you agree to be bound by these Terms.

If you have questions about these Terms, contact us at: contact@kamilkwapisz.com

2. Description of Service

Expert Content Panel provides AI-powered content generation services for social media platforms, including:

  • AI Content Generation: Create, improve, and convert content using advanced AI models
  • Platform Optimization: Content optimized for X (Twitter) and LinkedIn
  • Writing Styles: Multiple writing styles and AI models to choose from
  • Credit System: Usage-based system with monthly subscription plans
  • Account Management: User accounts with email verification and authentication

3. User Accounts and Registration

Account Creation

To use our service, you must create an account by providing a valid email address and completing email verification. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Providing accurate and current information
  • Notifying us immediately of any unauthorized account use

Age Requirements

You must be at least 16 years old (EU) or 13 years old (US) to use our service. Users under 18 require parental consent.

4. Subscription Plans and Payments

Available Plans

  • Free Plan: 3 credits per month, basic AI models
  • Base Plan: $9.99/month, 10 credits, premium AI models
  • Pro Plan: $29.99/month, 100 credits, premium features

Payment Terms

Payments are processed through Stripe. By subscribing, you agree to:

  • Pay all charges associated with your account
  • Automatic monthly renewal unless cancelled
  • Price changes with 30 days advance notice
  • Credits expire after 30 days and do not roll over

Refunds and Cancellation

You may cancel your subscription at any time through your account settings or Stripe customer portal. Cancellations take effect at the end of the current billing period. We do not provide refunds for partial months or unused credits.

5. AI Content Generation and Usage Rights

Content Generation

Our service uses third-party AI models through OpenRouter to generate content based on your input. You understand that:

  • AI-generated content may not always be accurate or appropriate
  • You are responsible for reviewing and editing generated content
  • Generated content may require fact-checking before publication
  • We do not guarantee the originality or uniqueness of generated content

Content Ownership

You retain ownership of content you input into our service and content generated for your account. We retain the right to use anonymized data for service improvement.

6. User Responsibilities and Prohibited Uses

Acceptable Use

You agree to use our service only for lawful purposes and in compliance with these Terms. You will not:

  • Generate content that is illegal, harmful, threatening, or abusive
  • Create content that promotes hatred, violence, or discrimination
  • Generate spam, phishing, or fraudulent content
  • Violate intellectual property rights of others
  • Attempt to reverse engineer or exploit our service
  • Share your account credentials with others
  • Use automated systems to access our service without permission

Content Responsibility

You are solely responsible for all content you generate and publish using our service. This includes ensuring compliance with platform-specific terms of service for X, LinkedIn, and other social media platforms.

7. Intellectual Property

Our service, including its design, functionality, and underlying technology, is protected by intellectual property laws. You may not:

  • Copy, modify, or distribute our service or its components
  • Use our trademarks, logos, or brand elements without permission
  • Create derivative works based on our service

8. Privacy and Data Usage

Your privacy is important to us. Our data collection and usage practices are detailed in our Privacy Policy, which forms part of these Terms.

9. Service Availability and Modifications

Service Availability

We strive to maintain high service availability but cannot guarantee uninterrupted access. We may experience downtime due to:

  • Scheduled maintenance and updates
  • Technical issues or third-party service disruptions
  • Force majeure events beyond our control

Service Modifications

We reserve the right to modify, suspend, or discontinue our service with reasonable notice. We may also update these Terms, and continued use constitutes acceptance of changes.

10. Account Suspension and Termination

We may suspend or terminate your account for violations of these Terms, including:

  • Prohibited use of our service
  • Non-payment of subscription fees
  • Fraudulent or abusive behavior
  • Violation of applicable laws

You may terminate your account at any time. Upon termination, your access to the service will cease, but these Terms will continue to apply to your past use.

11. Disclaimers and Limitations of Liability

Service Disclaimer

Our service is provided "as is" without warranties of any kind. We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the maximum extent permitted by law, our liability is limited to the amount you paid for our service in the 12 months preceding the claim. We are not liable for indirect, incidental, special, or consequential damages.

12. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from:

  • Your use of our service
  • Content you generate or publish
  • Your violation of these Terms
  • Your violation of any third-party rights

13. Governing Law and Jurisdiction

These Terms are governed by Polish law. Any disputes will be resolved in the competent courts of Poland. For EU residents, you retain the right to bring proceedings in your country of residence.

14. Changes to These Terms

We may update these Terms from time to time. Material changes will be communicated via email or through our service. Continued use after changes constitutes acceptance of the updated Terms.

15. Contact Information

For questions about these Terms of Service, contact us at:

By using Expert Content Panel, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.